Contractors
You will be aware of some of the large awards made against contractors by both the general public and their own employees. Employees may be working at height, underground cables may be cut, damage can be caused to surrounding property- especially where there is use of heat- and there is always the danger of trips and falls from employees and the public.
In addition to the potential liability costs, theft or other damage to tools and expensive plant and equipment can also result in considerable losses to those in the contracting industry.
Arranging Contractors Insurance can be a complex business, and it is important that it is done properly. Most Contractors Policies have a number of restrictions and exclusions, and there are many areas where a gap in cover can prove very costly.
Established in 1963, we have over 40 years experience of dealing with the various contracting trades. We can offer competitive premiums, but we also understand your business requirements and can ensure that the policy, the cover and the terms are the right ones for your own company’s needs.
We cater for all types of contracting risks, from the sole trader to the large civil engineering firm. Covers would include:
- Public and Employers Liability
- Liability for the acts of bona fide sub-contractors
- Damage to the works
- Own plant, equipment and tools
- Hired in plant and machinery
- Offices, stores and workshops
- Legal expenses cover incurred through, for example, employee issues, tax and VAT investigations, contract disputes, Health & Safety appeals etc
We have always enjoyed an excellent relationship with Amanda at Mark Richard. She never takes our business for granted and ensures that we get the best cover at the best price.
